Sunday, November 16, 2008

Miami Real Estate

Miami is considered the largest urbanized city in the state of Florida. With the metropolitan area surrounded by the Miami River, Biscayne Bay, the Everglades, and the Atlantic Ocean, Miami a great place for residential homes and recreation areas.

Types of Miami Real Estate

With the ever increasing demand for Miami real estate, properties both existing and new are readily available. You can choose from affordable homes to luxurious mansions, condos, lofts, apartment buildings and even pre-construction buildings. Whether it be for residence or commercial properties such as hotels, restaurants, offices or other income properties, you can find something that will suit your taste. Properties range from $650,000 to millions of dollars, and surely you can find something that will suit your budget. Properties are available in Miami Beach, Coconut Grove, Coral Gables, Brickell, Surfside, Bal Harbor, Key Biscayne, Aventura, Fisher Island, downtown Miami, Lincoln Road, and more.

Guidelines

Wherever you may want to find a property in Miami, you can find a realtor who can help you purchase that piece of Miami real estate that is right for you. He or she can present you with photographs, videos, or virtual tours of the properties available. Your realtor can find a property that will match your budget. He will also guide you through local taxes and mortgage rates. And be sure to seek the services of a member of the National Association of Realtors who will strictly uphold the Code of Ethics of the association.

Amenities

What contributes to the beauty of Miami real estate is the richness of the cultural diversity that exists in this city. Aside from the local Americans, the city hosts a rich population of Latin Americans and people that reside in the Caribbean. Miami also has a healthy number of tourists, not to mention many celebrities who call Miami their home. The city has at least two prestigious universities - University of Miami and Nova Southeastern University - and hosts athletic teams such as the Miami Dolphins, the Florida Marlins, and the Miami Heat.

Miami Real Estate provides detailed information on Miami Real Estate, Miami Waterfront Real Estate, Miami Beach Real Estate, Miami Luxury Real Estate and more. Miami Real Estate is affiliated with Downtown San Diego Real Estate.

Saturday, November 15, 2008

Fast Phonics and Where to Begin

Having fun with phonics. The second of my five secrets of preschool literacy.






FAST PHONICS AND WHERE TO BEGIN?


Previously I discussed the WHY of teaching children from babies onward to read. Now I shall discuss the HOW of achieving this in the easiest, fastest and most successful way possible.


You now view teaching your child from a different perspective and are ready to take those first positive steps forward. The integrity of your commitment is important, don?t be spasmodic, do be regular, confident and completely relaxed. Where to begin? With the alphabet of course. Why the alphabet? Since it was rubbished for so many years, why resurrect it? Because the alphabet will always be the fundamental basis of all reading in English, from those twenty-six letters, every single word in our language is formed. From ?at? to ?deoxyribonucleic acid?, from ?but? to ?uncharacteristically?, every word is simply bits of the alphabet strung together. It makes sense to learn it and to learn it in the way which will lead quickly to lifelong successful reading.


For babies and pre-schoolers, draw the letters one at a time, in red felt pen, each on a white post-card. Put a couple on the walls of the child?s bedroom to begin with and perhaps one or two in the kitchen or living room. Then be matter-of-fact about their introduction.


?This is ?a?, ?a? is for ant,? ?I see ?d? for dog is over here.? For very small children you can greet the letters, ?Hello ?a?, good morning ?b?.?


For older, school age children and for home-schooling, just work through the alphabet progressing as fast as your child is able to go.


Keeping the sounds in their simple phonic form, work through the alphabet, introducing a couple of new sounds once the earlier ones have become old friends and always checking back. Let your child check you, stumble along the way and allow yourself to be corrected.


Importantly, NO aye, bee, cee, dee, ee, eff, gee, aitch and so forth for the following reason. Using the phonic alphabet a child will sound out c..a..t. Using the aye, bee, cee version it would be sounded cee..aye..tee, great for spelling later, useless for learning to read.


Beware of shop bought alphabet charts, they regularly feature ?i? for ice-cream and


?t? for tube these have long vowels and come later. ?w? for whale and ?b? for boy, these are phonic sounds also to be learnt later on. ?y? for yacht, regularly appears and this has silent letters which come along very much later in the phonic list.


Draw your own chart, you will need an A1 sheet of white paper, a black felt pen for the grid lines and a red one for the sounds. Here is my own carefully worked out alphabet, the beauty of which is that once a child has mastered all the sounds he will be able to read across every word.


?a? for ant, (a cute little ant in a dress perhaps), ?b? for bed, ?c? for cat, ?d? for dog,


?e? for elf, ?f? for frog, ?g? for gift, ?h? for hat, ?i? for ink, ?j? for jug, ?k? for kid,


?l? for log, ?m? for mum, ?n? for nest, ?o? for ox, ?p? for pig, ?qu? for quilt (since these two always appear in tandem in our language, teach them as one. ?r? for red,


?s? for sad, ?t? for top, ?u? for up, ?v? for van, ?w? for wagon, ?x? ?kiss? as in fox, (this is the only way to teach this letter. ?x? for xylophone has a ?zzz? sound and ?x? for x-ray, has an ?eggs? sound.) ?y? as in yak and ?z? as in zebra. Write the sound in red, the word in black and then paste or draw appropriate pictures in each square.


Teaching a child this way will not destroy the quality of your relationship with him. To tell him, ?This is ?a?,? is no different from telling him, ?This is an orange or that is a telephone.?


These days a child?s social calendar grows exponentially. By the time he is at school there are parties and sleepovers, school outings, clubs and all manner of engagements taking place. You can relieve a little of the trauma of school by setting the scene for reading, even if the alphabet is as far as you ever go.


My third article will show you simple games I have used for years and which will make learning easy and fun


Source: Free Articles from ArticlesFactory.com




ABOUT THE AUTHOR


Robun Dalby- Stockwell is a teacher, writer, reading consultant and Director of Alonah Reading Cambridge www.alonahreadingcambridge.com the only source of her four book course, teaching reading and comprehension, giving reading support to parents and their children.

Friday, November 14, 2008

How to Screen Tenants

There is nothing more frustrating than having to evict a tenant, whatever the reason, and the reasons can be innumerable - failure to pay rent on time, abuse of the property, drug use, keeping bad company, etc. Yet this is not the most difficult aspect of property ownership. The most difficult aspect of property ownership, by far, is remodeling and the management of contractors. More on this later. When it comes to managing tenants, however, the biggest advantage that you have is the property that you bought. If it's a great property, your units will attract great tenants and they will always be full. If it's not a great property, then life gets more complicated. It's better to have your units empty than it is to rent to a bad tenant. We know the preceding sentence may be a little hard to digest for the first-time property owners, but it's absolutely the case that bad tenants will cause you more problems down the road than any rent is worth.

Here are some time-proven and foolproof ways to screen tenants:

Be observant! And observation starts from the moment that the prospective tenants walks up to the unit! Observe the vehicle that they drive, the clothes that they wear, whether they make eye contact, what type of questions do they ask, how observant are they, etc.?

Questions. People who intend to be great tenants will tend to ask very different questions from people who don't. The great tenants ask questions like the following:

What are the other tenants in the building like? Do they stay up late, do they smoke, are they loud?
What do the other tenants do for a living?
Where is the nearest park and coffee shop?
If I play my cello at night (which is what I do to relax), do you think I will disturb the other tenants?
Have there been any incidents of crime in this area?

Potentially bad tenants will ask questions like the following:

It's okay if my rent is occasionally late, right? (This will always be followed by some reason like they work in a job that is seasonal so their salaries are unpredictable)
You don't really need three personal references, do you?
You aren't serious about talking to my previous landlord, are you? I can tell you that I'm moving because that guy was a jerk.
When I leave, I'm getting all of my security deposit back, right?

Check all References. Great tenants will have great references and the great references will use descriptive terms, such as, Oh, I've known Frank for 20 years and he's an incredible person! He was the best man at my wedding, and he will be an ideal tenant! Listen carefully to the tone of their voice. If you hear descriptive phrases that are lukewarm or tepid, then you are probably dealing with a person who is a bad tenant. Avoid them. Avoid them. Avoid them. There are many resources for doing a credit reference check and a criminal check if you know where the tenant previously lived. One company that the author has used successfully is Rental Research, Inc. Oftentimes, the report is available on the exact same day. You need to remember that you are not allowed to share the tenant's credit report or credit score with them, although you are allowed to ask them about any discrepancies about which you have a concern (continued late payments, excessive debt, etc.).

Trust Your Instincts! This is, by far, the best advice that I've ever given or received. If, after you've done all of the above, there is something about the prospective tenant that doesn't feel right for whatever reason, don't rent to them. Your instincts are telling you something subconsciously that you need to respect.

What About Pets? Some property owners allow only small pets in their buildings, and we can completely understand why. Large pets wear considerably more on the investment property than small pets, not to mention that poorly behaved large pets cause more damage, not to mention that the pet can annoy other tenants. Our collective experience with pets is that the behavior of the pet tracks closely to the behavior of the tenant. Just like you check references for the tenant, you should check references for the pet. Some time-proven tips:

Call people who know the pet and who have watched the pet in the past, and ask them the same questions you would ask about the tenant.

Meet the pet in person (so to speak). Spend some meaningful time with pet and see if the pet behaves inappropriately while you are interacting with the pet. If the pet jumps up and knocks you to the ground, that is a bad sign. I know an emu named Bob who likes to lick my ear, but that's a socialization behavior of emus, and I don't encourage renting to anyone who has an emu. Speak to the pet and see if the pet responds to your voice.

Observe how the pet interacts with the owner and vice versa. Owners who treat their pets like children will have a higher probability of having well-behaved pets. There are always exceptions, but the odds are in your favor if the pet is treated like a child, but not a spoiled child.

Observe the living conditions of the pet. Personally, I worry about pets who spend most of their time alone or who live outside in the backyard by themselves, particularly if the pet is a dog. Dogs are social creatures -- they are pack animals by nature and they need companionship.

Observe the grooming of the pet. Well behaved pets are typically well-groomed, with clipped nails, brushed hair and no fleas or ticks.

Pay attention to the name of the pet. I know this one is silly, but it makes a difference. I would worry about a dog named Killer, Brutus or Caligula. On the other hand, I like any pet named Muffy or Munchkin.

Peter is an active real estate investor in the Puget Sound Area, specializing in the acquisition and finance of small multi-family properties between 2 - 30 units. Peter has been married to his lovely wife, Grace, for 12 years and they have two young girls, Sydney (age 7) and Ashley (age 2). Peter lives in Redmond, Washington. Find out more information Peter at http://www.peterku.com.

Thursday, November 13, 2008

How To Win At Backgammon Strategies to Beat Your Opponents


Backgammon is enjoying a massive surge in popularity at the moment, mainly because of the advent of internet play, where you can take on opponents from all over the world for real money. The game itself takes much practice to master, and knowing what sort of strategy to play in each situation can be one of the toughest things to judge.


Fortunately, the leading specialist backgammon websites all offer some sort of tuition or introduction into the game, and offer advice on the type of game that should be played to suit the situation. Naturally players will feel more confident with some strategies than others, although to become proficient in backgammon, it is necessary to be confident at utilising the tips detailed below.


Pip Count


Most novice players ignore the pips counter that many online backgammon servers provide (pips being the sum of the dice rolls needed in order to remove all pieces from the board). However players should take notice of the pip counter, and should adjust their game strategy accordingly, rather than go through the entire game with a predetermined strategy which depends on the luck of the dice.


'Running' Strategy



There are several different strategies at the disposal of the player. An 'open' or 'running' game involves moving the pieces in long jumps, which has the benefit of bringing pieces into your inner board quickly and bearing them off at an equally rapid pace, provided the strategy is successful. There are drawbacks - this can leave pieces in open positions for your opponent to attack - but if you have a lower pip count than your opponent then this is a good strategy to use. 'Blitzing' is a bit more extreme - an outright attack on your opponents' pieces, while blocking as many points in your home board as possible. The aim is to keep your opponent on the inner bar while you move towards your inner board.


'Holding Strategy'


Alternatively, players may choose to protect their pips, and stack them tall in order to ensure the opponent has little or no blots to hit. It is then possible to hit the opponent as he/she moves the pieces closer to home. Generally it is best to attempt this when the opponent is in command and has a lower pip count. The 'holding' strategy involves taking control of a point high in your opponent's board - this gives you a greater chance of hitting their pieces on the way past.


'Priming' Strategy


The 'Priming' strategy is a specific type of holding, in which you build a long wall of pieces on consecutive points, with the aim of blocking the opponents pieces that have yet to pass the wall. Should the wall be six points long, the opponent will be blocked until the prime is broken, and a player can advance the prime around the board until the bearing-off phase.


Overview


It is generally best to play the strategy you feel most comfortable with, based upon the game circumstances, and it is good practice to think ahead of each move. This helps you play your chosen strategy more successfully, as you are constantly thinking in line with this strategy. For example, if one of your pieces is left open and you are trying to hold, then it would be wise to think of ways to close the position in the next turn. While it is not possible to control the roll of the dice, thinking ahead helps to accommodate for luck, whether it is good or bad.



About the Author

Wednesday, November 12, 2008

The Lowdown on Britax Car Seats


As a parent, not only do you want the absolute best for your child, but you'll also do anything in your power to keep them safe and out of harm's way. Britax, the number one selling child's car seat in England, Europe and Australia, has a real, honest investment and passion for designing, developing and producing the safest possible travel for all of our children. Car seats save the lives of countless children around the globe, and Britax wants you to know that they are working continuously on ways to save even more.



From the first moment that you hold your newborn in the hospital, concerns about getting your newest family member home safely fill your mind and don't go away, as keeping your child safe will always be a main priority in life. You need to choose a car seat manufacturer that values the insurmountable amount of trust that you have placed in their hands. You can rest assured that Britax is and will continuously work with leaders of in child car safety seat field to ensure that they are consistently pushing the boundaries of both the design and safety aspects.



Just under 10 years ago, Britax introduced its exceptional line of child car seats to the finicky U.S. market to the delight of both high-end carmakers (like Porsche and Mercedes) and ecstatic parents. American moms and dads were completely enamored with a car seat that has increased side impact protection and a unique pitch control system that reduces forward movement in the unfortunate event of an accident.



Other than safety, concerns of parents also include their child's comfort in the car seat, as harsh fabrics can damage baby's delicate skin.. Britax has heard the calls of troubled parents throughout the UK and around the globe and implemented the Comfi-Flex system. This system combines areas of stylized, soft-to-the-touch fabrics that are not only breathable and flexible, but durable and cleanable as well. The areas of the seat where baby's bare skin is in direct contact with the seat, such as where those precious cheeks touch the side wings, will never be of concern again!



Another concern of parents is the overall cost of car seats. For this, Britax has created the unique, Adjusta-fit system; enabling your Britax car seat to grow as your child does with the adjustable headrest and harness. The same seat can easily accommodate your child from birth to 65 pounds.



The wide variety of Britax car seats for children offers a product for every need and lifestyle. Britax believes that not only should a car seat be fitted to your child's weight, but also should fit your automobile, as even the safest car seat in the world won't function the way it should if it can't be installed properly.

About the Author

Tuesday, November 11, 2008

A Closer Look at Gated Communities in the USA

Beautiful and luxurious gated communities often resemble small towns, complete with shops, security, and environmental services. The majority of people in the United States see gated communities as a lavish lifestyle with spas, saunas, and private restaurants, but there?re actually many affordable homes in gated communities across the states.

Regardless of where you live in the United States, there are gated communities in every part of the country. According to recent surveys, over eight million people live in such gated homes. From Arizona gated communities to George gated communities, these places are extremely popular for older couples who no longer have children to watch. They all seem to flock to convenient living, especially since all of the luxuries are right at their fingertips.

One of the most popular gated communities in the U.S. is located in Arizona. Built against the hot sun and beautiful backdrop, residents are able to escape and enjoy the important aspect of life. The majority of people enjoy Verrado, which is a popular Arizona gated community. With golf courses, parks, and health clubs all looking over the water, it is no wonder that residents are dying to get in. Prices generally range from $100,000 to half a million dollars.

Other hot spots in the United States are Florida gated communities. No matter where you live, chances are you have craved visiting such a warm area. A beloved gated community in the infamous tourist destination is Stone Creek Ranch. Here you can enjoy the lakeside homes with an astonishing view. If you are lucky enough to get into this area with an abundance of environmental service, you will feel as if you went to Heaven. Each home is equipped with a large amount of land, surrounded by water, and in the middle of a beautiful forest. It is simply a breathtaking sight to see if you are able to visit.

What most people realize about gated communities is that the most popular ones are always in warm climates. Georgia gated communities and California gated communities are all the rage, even though they are on separate parts of the U.S. Even though each area brings something different to the table, people love vacationing or even living in the warm weather. If you add the luxury of gated communities with the environmental services and convenient places near by, you can realize why people do not want to leave these hideouts.

Gated communities may seem like a place for only the upper class to enjoy, but not all of them are millions of dollars. No matter where you live, gated communities thrive in every single area. Whether it is a Georgia gated community or simply a California gated community, all of these places are seen as peaceful getaways. With spas, security, and personal assistance around the clock, it is no surprise why these luxurious homes are becoming more and more popular.

Natalie Aranda writes on home and family. Beautiful and luxurious gated communities often resemble small towns, complete with shops, security, and environmental services. The majority of people in the United States see gated communities as a lavish lifestyle with spas, saunas, and private restaurants, but there?re actually many affordable homes in gated communities across the states. What most people realize about gated communities is that the most popular ones are always in warm climates.

Monday, November 10, 2008

Tips For Choosing A Buyer's Real Estate Agent

If you have ever bought a home you know how important it is to choose a good real state agent. The right agent can help you find the perfect home to match your needs. Most people, however, find it hard to look for a good agent. In this article we will explain how to find the perfect agent for your needs.

The first thing you should do when choosing your agent is to see how honest they are. Call the ethics board and make sure they haven?t done anything illegal or unethical. Getting an honest real estate agent is very crucial to making sure everything goes smoothly.

The next step is to make sure you find a real estate agent who works in your area and other areas. If you select an agent who only will deal with people in your area then it will be harder for them to find people who are selling houses.

Make sure your real estate agent is friendly. If your agent isn?t friendly not only will it ruin your time of looking around they may repulse some sellers. You need someone who has a positive attitude and believes they can find the house of your dreams.

Try to find an agent in a realty company. Even if the company is only a small one it still gives some insurance to the buyer. It also means that the agent has the proper training and connections to help in your search for the perfect home.

Lastly make sure you like your agent. While a lot of people don?t think you need to like the company of the person you work with for a successful business they are wrong. If you find your agent repulsive then it will be hard for you to successfully work with them to find a house.

Following these basic steps you should be able to find a good agent when buying a home. However, the first thing to check for will be to make sure your agent is in fact an agent. Always check to make sure they are who they say they are.

Don't think that these precautions suggest that most Realtors are dishonest. In fact, most Realtors I have dealt with were fine - but you may as well find the best!

Try the Exclusive Buyer Agency Raleigh NC - an exclusive buyers' agency with a DIFFERENCE!