Friday, October 31, 2008

Clear Bra Straps Get The Drop On These Cool Fashion Accessories.

Every person is familiar especially with those fashion staples that are vital parts of our wardrobes. Maybe its that pretty strappy pair of shoes that are dressy enough for casual day in the office but yet snazzy enough for a night out in the town. Or maybe the perfect pair of jeans or the little black dress that never goes out of style, worn along with the jacket or sweater that goes perfectly over the little black dress to make it professional by day.

What?s just as important in every woman?s closet of late are clear bra straps. Sure we?ve all been there. Perhaps you were out shopping all day, and on a whim you grab that perfect strapless or backless dress or shirt and take it home, only to discover that you don?t have a bra in your wardrobe that doesn?t peep out of the outfit in all the wrong places. An easy solution to this predicament is clear bra straps.

For sure, there are strapless bras available. However clear bra straps provide a much better solution in many cases. A lot of women have the right bra that not only offers just the right amount of support and lift but at the same time does it without creating unwanted lines and ridges that show through clothing material. Now the problem is, the bra isn?t strapless, and sure no one wants to attend a formal dinner or go out on a night of wild dancing in a tiny backless outfit or that form-fitting tank top with her bra straps as the most conspicuous thing about her outfit. Evidently clear bra straps are the perfect solution when you don?t want straps to show at all. You can not only sport them with most convertible bras but also in some cases can even be used with strapless bras to help keep them from shifting and sliding during the course of a day.

For those shopping for bras, a good idea would be to select those that will allow you to swap over the existing straps. This way, you can simply replace them with clear bra straps especially when the outfits you want to wear calls for bare skin.

Clearly its utility is obvious, in spite of the fact that a number of women have turned them into a fashion statement in and of themselves. On a creative note, there can be some that are added with rhinestones, sequins, or beads to their clear bra straps and worn them as an accessory. Wearing clear bra straps in this fashion can add an element of flair and unique style to your outfit.

If you like, you can replace the existing straps with different straps in ease for bras with interchangeable straps. Just in case if your favorite bra is not interchangeable, don?t worry. Many women with a bit of a sewing skill have often successfully replaced the straps on a favorite with clear bra straps. Yes, this could mean that the change is either permanent or that you?ll have to do more sewing if you wish to change back to the original straps.

On the whole, straps that are see-through provide both freedom and flexibility in planning your wardrobe. For some as a mechanism to hide all evidence of a bra and for others, as a decorated fashion statement in and of themselves!


About the Author:

Tracie M. Loewe provides readers with up-to-date commentaries, articles, and reviews for shopping as well as useful buying guides and other related information.




Thursday, October 30, 2008

Baby Car Seats Safety Frequently Asked Questions



In this article you will be provided with information about baby car seats and keeping your baby safe while in the car. There are tips for buying new and used baby car seats. Answers to some of the most asked questions about car seats are provided as well.


Q. What is the best baby car seat?


The best car seat is the one that matches your baby's size and weight. It also fits properly in your car and is easily installed.


Q. What types of baby car seats are available?


There are several types of baby car seats such as infant seats, front facing car seats, and convertible seats. There are also combination seats (can face front or rear), booster seats and integrated car seats. With each type of seat there are variations.


Q. Is a five-point harness or a shield safest for my baby?


A five point harness gives your child the greatest protection because it holds your baby tighter in the seat in the event of a crash. A T-Shield or over-the-head restraint allows too much room or can get in the way of chubby tummies and legs. The stalk of the T-Shield can cause serious injury to your baby.


Q. How can I find out how to safely install my baby's car seat?


All car seats (except most second hand seats) come with printed directions. If after reading the directions you still are not sure how to properly install it. You can call or email the manufacturer. Some police stations and hospitals have assistance programsas well.


Q. Is there a correct way to secure my child in the baby car seat?


Yes, there is a correct way in which to secure your child in his car seat. How you secure your baby in the car seat will likely depend on the age and size of your baby.
For children under a year of age they should be placed in rear-facing seats in the centerof the rear seat. Older children can sit facing front and their seat are generally placed behind the driver or passenger in order to utilize the shoulder/lap belts.


Q. What is LATCH?


LATCH refers to Lower Anchors and Tethers for Children. It is a baby car seat installation system. The lower hooks are attached between the bottom of the back of the seat and seat itself. The tether piece is a strap made of seat belt material with a clip that secures forward facing baby car seats and prevents excessive movement of the baby's head in crashes.


Q. What is a Tether?


The tether is a strap made of seat belt material with a clip. It attaches to the clips on the seat and secures front facing baby car seats. In a crash it prevents excessive movement of the seat and the baby's head, reducing the severity of injuries.


Q. How can I tell when my child is ready to use car seat belts without a booster seat?


Your child will be ready for using the car safety restraint system when s/he can sitall the way back in the seat and the knees can bend comfortably over the edge of the seat. The belt crosses the shoulder between the neck and the arm and the lap belt is low and touches the thighs. Your child must be able to remain seated the whole trip.


Q. Can a baby car seat be used safely in an airplane?


Yes it can. Airlines require children age 2 and under, to be in approved car seats. The seats must be 16 inches or less to fit in the airplane seats. Call ahead and find out ifyour seat is an approved seat. Once on the plane, the hostess/es, will be able to assistyou.


Q. Is it safe for me to use second-hand baby car seats?


Yes it is safe to use second-hand baby car seats provided you do a safety check. Belts and harnesses should not be frayed or cracked. There should be no cracks or tears in the seat cover and the seat should recline easily and stay upright when the baby is seated. Look into the history of the seat, if it has been in a car crash do not buy it, its ability to safely restrain your child has been compromised. If the seat doesn't come with a manual contact the manufacturer to ensure the seat will be properly installed.If the seat is more than 5 years old do not use it, it may have been in a crash and older baby car seats may not fit in new model cars.


Q. What should I do if my baby car seat is recalled?


In most cases, the manufacturer will provide you with instructions of what to do if baby car seat is recalled. In some cases they will replace it for free they will have you bring it somewhere to get replacement parts also at no cost to you.


Q. Are there baby car seats available for children with special needs?


Children with special needs may require different restraint systems. Discuss your options with your pediatrician. Agencies such as Easter Seals have programs and information on baby car seats for special needs children.


Q. What is the best type of harness for my baby car seat?


There are four types of harnesses in baby car seats. The six-point harness has two straps at the shoulders, two at the hips and two at the crotch. The five-point harness has two straps at the shoulders, two at the hips and one at the crotch. The t-shield is a padded triangle that latches at the crotch while the overhead shield comes down from over the head and latches at the crotch also. The safest harnesses are the five or six-point harnesses. These prevent excessive movement of the baby in crash situations. The t shield and the over-head shield allow for too much room and could cause your baby to be ejected from the car in a crash.


In Conclusion


You can never go wrong if you err on the side of caution when it comes to your baby. The size and weight of your baby as well as your budget will decide what type of seat you will purchase. This article has provided you with a number of tips to keep your baby safe while riding with you in the car.


(c) www.1st-babies.com


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About the Author


Martin Smith is a successful freelance writer providing advice for consumers on purchasing a variety of
<a target=ew href=http://www.1st-babies.com>Baby Crib Bedding
and more! His numerous articles provide a wonderfully researched resource of interesting and relevant information.

Wednesday, October 29, 2008

Home Buyers And Sellers Have Agency Relationships With Realty Agents

One of the most under-reported topics in real estate are the relationships real estate consumers have with real estate agents. Known as agency, the type of agency relationship you have with a real estate professional could impact the purchase or sale of a home. Mark Nash author of 1001 Tips for Buying and Selling a Home shares the ins' and outs of agency in residential real estate.

-Agency. The relationship between someone who is licensed as a real estate broker or salesperson and the person he or she represents, who is the principal. State laws vary on agency relationships, verify in your state what and how agency is defined.

-Fiduciary. Agents under agency laws have a relationship with the principal or client based on trust and confidence.

-Establishing an agency relationship. Written or oral (depending on state law) where brokerage services are provided to a buyer, renter, or seller in return for compensation. In some situations an implied agency relationship is created, through mutual consent and actions. You attend an open house and the host who is the listing agent offers to show you other properties and you consent.

-Dual agency. You are shown a home you are interested in by the listing agent, who has a brokerage agreement and an agency relationship with the seller. You decided to purchase the home and use the listing agent as your representative. This agent must disclose to you that they are now a dual agent, representing both the seller and buyer in the transaction. Not recommended. Undisclosed dual agency is against the law.

-Disclosure of agency by real estate agents. Mandatory in all states. An agent must disclose who they have a fiduciary relationship with.

-Buyer agency. The formal or informal agency relationship between a buyer and an agent who has a fiduciary relationship to the buyer. Preferred.

-How buyers agents can be compensated. Either the buyer pays compensation to their agent or the seller can compensate the buyers agent. Even though the buyers agent has a fiduciary relationship with the buyer, the agent can still be compensated by the seller through the sellers agent.

Mark Nash is the author of Fundamentals of Marketing for the Real Estate Professional, Starting & Succeeding in Real Estate, Reaching Out: The Financial Power of Niche Marketing, and 1001 Tips for Buying and Selling a Home. Mark is a contributing writer for: Realtor (R) Magazine Online, Broker Agent News, Real Estate Executive Magazine, Principal Broker, and Realty Times. His tried and true real estate tips has been featured on Business Week, CBS The Early Show, CNN, HGTVpro.com, The New York Times, and USA Today. Purchase his books at http://www.1001RealEstateTips.com.

Tuesday, October 28, 2008

Are Property Prices In India About To Fall?

Prices for land for sale in India could come down sharply according to many experts.

Deepak Parekh, Chairman, HDFC for one feels property prices are due to correct by upto 20% in the next 6 months.

He told CNBC TV 18, ?Prices have peaked and now prices logically have to come down and interest rates will go up marginally.?

RBI is trying to curb speculative activity in land for sale in India by rising interest rates on home loans(there has been an increase of about 1-1.25% during last year itself) to slow down the speculative interest in real estate but still keeping actual users interested in property market. Industry players confirm demand for loans from high net worth individuals has seen a decline, they feel taking a home loan will still benefit an end user. On the other hand it will put a much-needed spanner in loan backed speculative buying of property

Rajiv Sabharwal, Head - Retail Assets Group, ICICI says, ?If you look at people who are buying homes and getting tax benefits, even with an interest rate of 9% to 9.5% their post tax benefit cost would be 6% to 6.5%. Compare that with the rental he will have to pay and here you have not factored in the capital appreciation, which may come to him even at the rate of 10% to 15% per annum. It still goes in the favor of customers buying an own home rather than renting.?

All this has led to a dip in demand for land for sale in India and instead there is a rising trend among enterprising investors towards investing in safer and more regulated overseas land investment markets. This trend has got further boost by a decision of Indian Government allowing Indian Nationals to invest in overseas properties upto a limit of 25000$ per year.

Thus there is an increasing chance that prices of land for sale will see a correction in Indian market.

Stephen Brewood
Land For Sale

Monday, October 27, 2008

Real Estate What Makes for a Great Agent Website

In today?s market it is important for an agent to have a website that caters to the needs of the consumer. This means that a website needs to go beyond the old rule of providing just the pictures, size, style, and price of a home. The agents website today needs to have more information and links to the communities they serve. It should have information about the city/town, local newspapers, libraries, schools, public transportation, and shopping. If you find an agent who includes this kind of information on their website, you probably have an agent that is current with today?s technology and is thinking about the customer?s needs instead of his needs. One more thing, if you are a first time homebuyer make sure the website has free articles that talk specifically about your needs

You should be concerned if your agent does not have a website. It can mean:
1. S/he is new in the business or refuses to accept change
2. S/he may not believe that the Internet is important.
3. S/he is afraid of technology

If you are planning to buy or sell property in Massachusetts in the next 12 to 18 months, or you?re just curious, check out http://www.ricks-ma-home-buyer.com

Rick is a member of the Real Estate Cyber Space Society and the Massachusetts Association of Realtors, Technology Committee. He has also been an active traveler on the Internet Highway for more than 15 years.

Sunday, October 26, 2008

Signs You Need a Los Angeles Realtor

Each year, millions of Americans make the decision to sell their homes or to buy a new one. Whether you are interested in buying a home or selling your current home, a large decision will have to be made. Sometimes, individuals are unable to make that decision without professional assistance. If you live in or around the Los Angeles area, you can seek assistance from a Los Angeles realtor.

There are many individuals who wonder why they need assistance from a Los Angeles realtor. There are a number of answers to that question. Perhaps, the best response is the amount of money that you will receive from the sale of your home.

Real estate agents typically assistance homeowners in selling their home, but they also assist those looking to buy. If you work with a Los Angeles realtor who acts as a duel agent, your home will likely experience more traffic from potential buyers. In addition to a larger number of potential buyers, many homeowners end up making more money selling their home with a real estate agent.

Yes, a Los Angeles realtor could help your return a large profit on the sale of your home. Unfortunately, there are many individuals who mistakenly believe this information to be false. Most homeowners feel that they could get a higher selling price if they work alone. This is because many homeowners fear the fees associated with a realtor. Truth be known, these fees do exist, but they do not have to have a negative impact on the amount of money you make from the sale of your home.

It is true, that as a homeowner, you could sell your own home; however, it is a difficult thing to do. Many homeowners are unprepared when it comes to buyer negotiations. This often results in a homeowner selling their home for less money than they originally intended to. A Los Angeles realtor may participate in negotiations, but they will always keep your best interest in mind.

If you are interested in selling your home, you should seriously consider seeking the assistance of a Los Angels realtor. If you are concerned with the cost a realtor, you are encouraged to find a real estate agent that operates with a low commission cost. All realtors must provide you with their commission costs upfront. This means that you should be able to compare costs before deciding on a particular Los Angeles realtor.

There is no guarantee that you will be able to sell your home, with or without the assistance of a Los Angeles realtor. Real estate varies from location to location. The Los Angeles real estate market is sought after by many. Why let your home go unnoticed when a real estate agent may be able to generate interest from the Los Angeles community?

Brad Horn is a writer for 1 percent realtor where you can find a great Los Angeles Realtor.

Saturday, October 25, 2008

Four Ways to DeStress Your Mind

The Mind is a wonderful tool for thinking. However, when the tool becomes the Master, stress is inevitable. This article includes four ways to understand and four tips for handling mental stress. Update your inner mind for essential relief of modern day stress in your life.






The Mind is a wonderful tool for observation, conceptualization and in short, thinking. When the tool becomes the Master, stress is inevitable.

Like a computer, your Mind holds lots of data. It also has a program to organize that data. Each mind programs the input it receives through unique perceptions and interpretations developed in early childhood. This childhood template is your mind's operating system until you choose to change it.

De-stressing involves becoming aware of and updating these childhood beliefs.

Two core sets of beliefs - Who you think you are (self-concept) and Who you think you 'should' be (self-ideal) evolve from what we hear, see and experience as children. You do not knowingly choose these self-images, which become the foundation for Self-Esteem, your value for yourself and Self-Determination, your percieved power to make free choices. Failing to achieve this unrealistic self-ideal is inevitable and believing you have limited power to choose freely, creates DISTRESS.

Fight and Flight are our primitive responses to stress.

Is your tendency to run, hide, and internalize stress in isolation, passivity or depression; or, to lash out, attack and externalize stress in aggression, domination, or anxiety? Either way, the core issues and solutions are the same.

The tips that follow are simple, logical and doable. Implementation may be challenging though. There are suggested resources, to support you in using these tips at the end of this article.

Tip # 1 ~ Sort

The key to mental de-stressing is to recognize the areas of life in which you do or do not have control. Grab a piece of paper and pencil to take some notes. Take note of the thoughts that arise as I explain this simple sorting technique. These notes will be important when we get to Tip # 3. You cannot control what is outside yourself. You have TOTAL control of everything inside yourself. This does not seem earth shattering until you look at daily reactions.

If you are like most people, you blame everything outside of you for your stress, and direct most of your precious time and energy into fruitless efforts to control the uncontrollable. A short list of uncontrollables includes: * Time - Not enough, what happened in the past, worry about the future. * Nature - illness, aging, death, weather. * Other People - what they think, feel, say, do.

You reduce your stress when you put your time and energy into the one area where it will pay off, where you have total control and power to direct your life - in YOU - In knowing how you think and feel, and making choices about what is important to you.

Why it works ~

Sorting what you can and cannot control helps you see clearly where to place your attention. Although the conditioned mind (ego) does not accept change easily, it does like structure. When you provide a new way to sort thinking that makes logical sense, the mind is more willing to consider it.

Tip # 2 ~ Focus

Focus your attention on the power to make choices. You can only make choices in the present moment. The past is a memory and the future has not arrived.

You can make informed choices by learning from the past. Today's choices influence the future. Choosing consciously what you do in this moment is the most powerful thing you can do.

There is a finite amount of time in a day. You control what you choose to do with it. Prioritizing what is most important to you is essential. Then, it is easier to see what must either be delegated or dropped from the 'to do' list.

Life becomes much simpler, less stressful and more productive when you are realistic about what you can do and take responsibility for acting on that priority in the present moment. Focus on being aware of your choices today and notice how outcomes change.

Why it works ~

You are the only person who has control of your choices. Choosing not to take action is also a choice. In consciously choosing, you have the power to influence the direction and satisfaction of your future. You also influence - not control - everyone around you by the choices you make. Making a difference in the world begins within you taking charge of your part of the whole. A change in any part of the whole, changes the whole.

Tip # 3 ~ Observe

What reactions is your mind having to this information? Fight - resistance, looking for flaws in the logic. Or, flight - distraction, not wanting to continue reading. The mind resists changing core beliefs. Observe its resistance. This function of the conditioned mind, often referred to as the inner critic or bully, is a powerful force against making changes in your life.

In childhood, your mind formed ideas about how to be safe in the world. The conditioned mind (ego) is all about safety and survival. It gets scared when you decide not to play your life by the old safe rules. Like a parent, it is still telling you what you 'should' or 'should not' do, and judging your performance, often harshly.

Although the survival functions of the brain are important, you are no longer a vulnerable infant or child. Fight and flight are limited strategies for managing adult life and relationships. Observe these mental directives. What are the words your mind uses to keep you tied to old rules? What is the tone of voice? Whose voice does it sound like? Mom? Dad? Someone else? Keep a journal of your observations. Looking over your journal can give you clues to the pattern, or specific 'rule' or 'belief' that still informs your choices today. One of mine was, If you say what you really think; people won't like you. Then, my mind would ruminate over things I had said, constantly judging the potential impact. This rule was time wasting, relationship stifling, and professionally defeating - all with the good intention to keep me safe from criticism.

Why it works ~

You are not your thoughts. Your mind is designed to support your decision-making, not control it. While the original unconscious program was useful in keeping you safe as a child, you must consciously update that program so it can serve you in being a powerful, response-able adult. Observing how the mind works, puts you back in the driver's seat of your life.

Tip # 4 ~ Stop, Drop & Replace

Take decisive action to Stop the Inner Critic.

Whenever you hear that inner voice spouting its shoulds, shouldn'ts, or judgments (negative or positive) - take action to stop the thought. Each inner voice is unique. If yours is aggressive, or hostile, you will want to stop it with some force. You can think or say aloud Stop! or use more colorful language. My inner critic is manipulative, with a tone of helpfulness. My approach is, Thank you for sharing. then promptly let it go.

Drop the Image of who you think you 'should' be. This is a composite made up by various people, none of whom lives your unique life. A helpful strategy when you hear the words 'should' or 'should not' is to ask the question: Who made that up? Realize that the laws of nature are few. A human being made everything else up. Some beliefs are useful for living comfortably in society others do not. Choose the ones you want to keep and let the rest go.

Replace the old rules with supportive ones. From my earlier example, If you say what you really think; people won't like you, I counter with, By speaking my truth, others can connect with me and connect with their truth.

Why it works~

Conditioning and images are not the truth about who you are or 'should' be. They are unconscious programs running your precious life as if you were still a child. The mind, like a computer, uses an operating system. Your life is continuously changing. How will your computer serve you if you never update the operating system to keep up with changing technology, or, delete outdated files to clear space for new information? The mind requires continuous monitoring and updating in order to serve you in consciously choosing the life you want in this moment.

These four strategies for mental de-stressing will change your perspective, and give you control over your choices. Sort what you can control (inside you) from what you cannot control (outside of you), focus on what you can control, observe your mind's discomfort with staying present in the moment, stop - drop - and replace the negative self criticism and judgement based in past conditioning.

Final note: Getting outside supportive coaching or counseling to carry out these steps may be helpful and well worth the time and cost for a stress free life!


Source: Free Articles from ArticlesFactory.com




ABOUT THE AUTHOR


Aila Accad, RN, MSN is a professional Speaker, Trainer, and Well-Being Coach, and owner of LifeQuest International, LLC. She is an expert in De-Stressing. You can learn more or contact her for speaking, workshops and personal coaching at: http://www.ailaspeaks.com